Rick joined Upstream in 2012 as an independent advisor after completing both the Edward Jones and Merrill Lynch training programs. Rick is an Investment Advisor Representative who hold two designations, Accredited Asset Management Specialist and Chartered Retirement Planning Counselor. He began helping families and businesses reach their financial goals in 2008 after a 30-year career in newspaper publishing. He is a proud graduate of Northern Illinois University. Rick and his wife Jill live in Poplar Grove and are looking forward to celebrating their 50th wedding anniversary with their three children and five grandchildren.